Debt Management

Our Debt Management Program (DMP) is a licenced program to assist in the repayment of unsecured debts that includes:

  • A review of your entire financial situation to determine your eligilbility
  • Negotiations with your creditors regarding interest rates and agreement to the DMP
  • Arrangement to pay all of your debts in a single monthly payment
  • Repayment of your debts over a period of up to four years
  • Ongoing counselling, as required, to assist you with the program

Financial counselling, information, and ongoing support is provided free of charge. There is a small, one-time fee at the start of the debt management program to cover the costs of credit reports and set-up expenses.