Debt Solutions

Are you are looking for a debt solution that will leave you feeling financially confident? Here’s what we offer:

CFCS Debt Management Program (DMP)
This is a licensed program to assist in the repayment of unsecured debts that includes:

  • A review of your entire financial situation to determine your eligibility
  • Negotiations with your creditors regarding interest rates and agreement to the DMP option
  • Arrangement to pay all of your debts in a single monthly payment
  • Repayment of your debts over a period of up to four years
  • Ongoing counselling as required to assist you with the program
  • Financial counselling information and ongoing support is provided free of charge

*There is a small one-time fee for this program to cover the cost of credit reports and set-up expenses.

Financial Counselling and Information
This includes:

  • A comprehensive and confidential review of your financial situation
  • Discussion of available options and alternatives for dealing with debt
  • Assistance with budgeting and spending plans
  • Impartial information regarding finances and credit concerns
  • A realistic plan of action for resolving the problem(s)
  • Referrals to other financial or social service organizations for support